Our Team

Anyone who stops learning is old, whether at twenty or eighty. Anyone who keeps learning stays young.

Henry Ford

Life-long learning is at the center of the professional development at Concordia.

It is our belief that our clients rely on us to help them with important issues that will affect them for a majority of their lives, if not the lives of their children as well. Only through continuing our education can we stay ahead of changing tax and estate laws or methods for better accomplishing our client’s goals.

The more I live, the more I learn. The more I learn, the more I realize, the less I know.

Michel Legrand

Although team members at Concordia are expected to always be developing their knowledge, in no way does this mean that we believe we are experts in every specialized field of finance. That is why Concordia has joined the XY Planning Network, a group of like-minded, fee-only Financial Planners and Firms across the USA that provides an instant “team” of professional specialists in different areas of financial planning, all available to assist Concordia in the development of your Comprehensive Wealth Plan.

Andrew J. Silver


Andy joined the financial services and planning industry in 1999 shortly after graduating from Villanova University. In his early career, he joined a team of like minded professionals who travelled throughout the USA consulting and teaching financial planners about the benefits of running fee-only, fiduciary practices, and shared comprehensive planning techniques to help them become better financial planners. After years of seeing clients’ experiences enhanced through consulting to planning firms, Andy felt compelled to start helping clients directly. Starting 2009 as an independent, fee-only financial planner, he has helped hundreds of individuals, families and businesses throughout the United States and Puerto Rico achieve their financial goals.

Andy maintains the professional credentials of the Certified Financial Planner™ and a Masters in Business Administration. He enjoys travelling, visiting other cultures and is not scared of trying new and interesting cuisine. Andy is an avid guitar enthusiast and volunteers in his church’s worship band weekly. When he isn’t developing financial planning strategy for clients, travelling, or worshiping The Lord, he loves to spend quality time with his wonderful wife, Silvia, and kids, Luke and Liliana.

Concordia Wealth Planning looks at finances from a surprisingly simple perspective...yours.